{"id":4884,"date":"2023-10-09T10:54:13","date_gmt":"2023-10-09T14:54:13","guid":{"rendered":"https:\/\/stage.clareprogramme.org\/project\/building-insurance-mechanisms-adaptation-bima\/"},"modified":"2026-01-27T10:58:39","modified_gmt":"2026-01-27T15:58:39","slug":"construire-mecanismes-assurance-adaptation-bima","status":"publish","type":"project","link":"https:\/\/clareprogramme.org\/fr\/project\/construire-mecanismes-assurance-adaptation-bima\/","title":{"rendered":"BIMA &#8211; Construire des m\u00e9canismes d&rsquo;assurance pour l&rsquo;adaptation"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<p>Les conditions m\u00e9t\u00e9orologiques extr\u00eames et le changement climatique ont un impact n\u00e9gatif sur les moyens de subsistance dans les zones semi-arides. Les s\u00e9cheresses de plus en plus fr\u00e9quentes obligent les \u00e9leveurs \u00e0 vendre leur b\u00e9tail survivant, ce qui les plonge dans la pauvret\u00e9. Le GIEC estime que plus de 4,8 millions de personnes sont touch\u00e9es, ce qui repr\u00e9sente un co\u00fbt de 1,25 milliard de dollars par an. On estime que chaque s\u00e9cheresse grave r\u00e9duit le produit int\u00e9rieur brut d&rsquo;un pays de 3 %. L&rsquo;assurance b\u00e9tail bas\u00e9e sur un indice est une approche innovante qui offre une protection financi\u00e8re contre les chocs li\u00e9s aux catastrophes. Ce projet vise \u00e0 renforcer la r\u00e9silience climatique des communaut\u00e9s agropastorales du Kenya en cr\u00e9ant une assurance b\u00e9tail plus efficace et plus sensible au genre. Des donn\u00e9es d&rsquo;observation de la terre \u00e0 haute r\u00e9solution et l&rsquo;engagement des communaut\u00e9s seront utilis\u00e9s pour am\u00e9liorer le \u00ab\u00a0m\u00e9canisme de d\u00e9clenchement\u00a0\u00bb de l&rsquo;assurance. Le projet adaptera les produits d&rsquo;assurance aux besoins des diff\u00e9rents groupes de femmes et d&rsquo;hommes, aux diff\u00e9rents types de b\u00e9tail et \u00e0 la viabilit\u00e9 \u00e9conomique \u00e0 long terme. L&rsquo;\u00e9quipe de recherche pilotera ces produits par le biais de simulations avec des volontaires de la communaut\u00e9 \u00e0 Tana River afin de s&rsquo;assurer que les produits sont abordables et accessibles et d&rsquo;\u00e9valuer les avantages pour les utilisateurs et les fournisseurs d&rsquo;assurance.<\/p>\n\n\n\n<p><em>Cr\u00e9dit photo: IDRC<\/em><\/p>\n<\/div>\n<\/div>\n\n<div class=\"wp-block-group alignfull is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les conditions m\u00e9t\u00e9orologiques extr\u00eames et le changement climatique ont un impact n\u00e9gatif sur les moyens de subsistance dans les zones semi-arides. Les s\u00e9cheresses de plus en plus fr\u00e9quentes obligent les \u00e9leveurs \u00e0 vendre leur b\u00e9tail survivant, ce qui les plonge dans la pauvret\u00e9. Le GIEC estime que plus de 4,8 millions de personnes sont touch\u00e9es, [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4638,"template":"","meta":{"_acf_changed":false,"_gspb_post_css":"","project_id":"","project_status":"","duration":"","location":"","institution":"","institution_url":"","institution_country":""},"tags":[],"clare_partners":[630,865,696,628,627],"clare_projects":[722],"clare_themes":[742],"clare_threads":[],"clare_topics":[601,616,602],"clare_countries":[763],"clare_pillars":[794],"all_countries":[],"all_keywords":[],"restypes":[],"output_authors":[],"years":[19],"all_projects":[],"ppma_author":[908],"class_list":["post-4884","project","type-project","status-publish","has-post-thumbnail","hentry","clare_partners-assurance-takaful-afrique-tia","clare_partners-collaborative-center-for-gender-and-development-ccgd-fr","clare_partners-comite-international-pour-le-developpement-des-peuples-cisp","clare_partners-translate-into-meaning-trim-fr","clare_partners-universite-de-nairobi-uon","clare_projects-construire-mecanismes-assurance-adaptation-bima","clare_themes-action-precoce-basee-sur-le-risque","clare_topics-agriculture-fr","clare_topics-egalite-et_inclusion-des-sexes","clare_topics-terres-arides-et-semi-arides","clare_countries-kenya-fr","clare_pillars-recherche","years-19"],"blocksy_meta":[],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/project\/4884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/project"}],"about":[{"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/types\/project"}],"author":[{"embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/users\/3"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/media\/4638"}],"wp:attachment":[{"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/media?parent=4884"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/tags?post=4884"},{"taxonomy":"clare_partners","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_partners?post=4884"},{"taxonomy":"clare_projects","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_projects?post=4884"},{"taxonomy":"clare_themes","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_themes?post=4884"},{"taxonomy":"clare_threads","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_threads?post=4884"},{"taxonomy":"clare_topics","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_topics?post=4884"},{"taxonomy":"clare_countries","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_countries?post=4884"},{"taxonomy":"clare_pillars","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/clare_pillars?post=4884"},{"taxonomy":"all_countries","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/all_countries?post=4884"},{"taxonomy":"all_keywords","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/all_keywords?post=4884"},{"taxonomy":"restypes","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/restypes?post=4884"},{"taxonomy":"output_authors","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/output_authors?post=4884"},{"taxonomy":"years","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/years?post=4884"},{"taxonomy":"all_projects","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/all_projects?post=4884"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/clareprogramme.org\/fr\/wp-json\/wp\/v2\/ppma_author?post=4884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}