Following the initial hazard orientations and climate risk dialogues conducted during the early phases of Project RURBANISE narrated in Kumustahan sa Komunidad, the Homeless People’s Federation Philippines, Inc. (HPFPI) and the Philippine Alliance of Center for Innovation and Community Development, Inc. (PACSII) have advanced the engagement to focus on long-term institutional sustainability. 

Through systematic Homeowners’ Association (HOA) Assessments and Community Sensing in CASIDHAI (Barangay Canapawan, Labo, Camarines Norte)—validated jointly with the Environmental Science for Social Change (ESSC) and the University of the Philippines Resilience Institute (UPRI)—the project is moved identifying risks toward formulating actionable, community-driven development roadmaps.

Grounding the Method

To establish a comprehensive baseline, the HOA assessment methodology utilized a sequence of participatory, community-led tools: 

Historical Timelines and DRR-CCA Debriefings

Communities traced their organizational journeys from initial HOA formation to present-day developments, pairing this with Disaster Risk Reduction and Climate Change Adaptation (DRR-CCA) debriefings to build a shared foundation.

Participatory Issue-Mapping

Using a structured voting system, HOAs systematically identified, ranked, and prioritized their top three operational challenges, and determined emerging opportunities.

Visioning & Action Planning

Leveraging visual exercises to articulate their collective aspirations, communities translated their goals into concrete 1-year, 3-year, and 5-year action plans.

From Climate Awareness to Systemic Bottlenecks  

While early consultations established baseline climate risks, the issue-mapping process revealed that physical climate vulnerability is deeply interwoven with severe administrative, legal, and economic hurdles:

CATEGORY	BOTTLENECKS
Structural & Physical Deficits	Persistent land tenure insecurity, unresolved land documentation, outdated subdivision layouts, and poor basic infrastructure (drainage, water access, waste systems, and electricity connections).
Financial & Organizational Strain	Inconsistent savings collection, limited household income sources, insufficient financial management systems, and fragmented leadership exacerbated by daily economic pressures and caregiving responsibilities (particularly among women).
Institutional Exclusions	Lack of prioritization and low inclusion in local government unit (LGU) and local development planning, compounded by slow project responses.

In settlements like SMART and ULHOA, these issues are further exacerbated by discriminatory labor conditions, limited livelihood opportunities, and inadequate institutional support.

The Grassroots Resilience 

Parallel to the HOA assessments, a community sensing exercise was carried out in CASIDHAI. The findings strongly echo the systemic patterns seen across other settlements: persistent tenure insecurity stemming from unresolved land classification and documentation, significant infrastructure deficits, and pervasive financial constraints—all intensified by minimal government intervention. Nevertheless, CASIDHAI exemplifies resilience through proactive leadership, flexible savings mechanisms, and a high receptivity to alternative housing models. The community demonstrates key adaptive strategies that serve as a model for urban poor resilience across the federation: participatory planning, internal labor mobilization, and cooperative networks.

Despite the formidable obstacles, rurban communities consistently demonstrate profound resilience, unity, and initiative. Communities actively tap into internal assets while pursuing off-grid innovations and localized capacity building:

Participatory Planning	Internal Labor Organization	Cooperative Networks
• Leadership training • Voter education • Financial management upgrades • LGU advocacy	• Bayanihan efforts • Youth engagement • Resident professionals • Savings collection	• Strategic partnerships with HPFPI, PCUP, UPRI, and academic institutions

The Strategic Roadmap

As priority issues were identified, communities simultaneously formulated localized visions and multi-year action plans. To ensure these findings drive structural change rather than remaining static data, HPFPI-PACSII integrated assessment outputs directly into regional and national strategic planning frameworks through a structured multi-stage rollout. Upcoming mini-workshops with partner communities will expand the baseline, followed by a comprehensive data consolidation process combining HOA assessments, workshop insights, and special case studies. This consolidated evidence base will directly substantiate subsequent regional and national planning sessions.

By systematically linking the lived realities of HOAs with institutional planning, Project RURBANISE reinforces a core principle: sustainable urban resilience must be built with communities, by, and for them. Through these concerted efforts, HPFPI-PACSII continues to connect immediate grassroots priorities with actionable, community-led roadmaps—paving the way toward secure, dignified, and self-determined housing futures.

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Research supported by CLARE is bridging critical gaps between science and action: developing new toolsand supporting partner governments, communities, and the private sector to use evidence and innovation to drive effective solutions to the climate challenge, whilst building capacity of both those carrying out the research and those using the resulting evidence.

To learn more about our ongoing milestones and community features under Project RURBANISE, follow our updates on TAMPEI’s official website and social media pages! 

This blog was initially published on the TAMPEI website: https://www.tampei.org/post/unlocking-local-capacities-hoa-assessments-tenure-insecurity-and-the-road-to-urban-resilience